4 Things You Should Do Before Filing Bankruptcy

Posted on: 9 April 2015

Filing for bankruptcy requires careful planning. And believe it or not, decisions you make and actions you take right beforehand could impact your case. To ensure you give yourself the best possible chance for a good outcome, here are four things you must do before making a final decision. Take the Means Test Federal laws work to not only protect you but also to prevent those who make a lot of money from filing bankruptcy. [Read More]

2 Facts To Understand Before Filing For Chapter 7 Bankruptcy

Posted on: 25 March 2015

If you have a significant amount of credit card and overdue bill debt that you simply cannot pay off, then it may be in your best interest to file for Chapter 7 bankruptcy. Chapter 7 bankruptcy involves the liquidation or selling of property. Once property is sold off, the proceeds are divided up amongst the various debtors you owe money to. The bankruptcy process can be long, complicated, and confusing. This is why many people hire bankruptcy attorneys. [Read More]

When Can Chapter 13 Bankruptcy Cases Be Modified?

Posted on: 24 March 2015

When you enter into a Chapter 13 bankruptcy, you will be placed on a repayment plan. This plan will stay in place for a predetermined amount of time, and you will be required to make the payments specified in the original arrangement. While this plan normally doesn't change, there are exceptions to the rule. If your circumstances change significantly, the trustee handling the case may decide to modify the plan, and here are three changes that could lead to this. [Read More]

The Tough Road Ahead: 4 Ways To Make Ends Meet When Applying For Disability

Posted on: 17 March 2015

When mental or physical health concerns prevent you from maintaining gainful employment, one of your first concerns is surviving the financial difficulties that occur without employment. There are options that may offer just enough assistance to help you and your family through the rough times. Research Financial Assistance Options If you were the main breadwinner in your home, or your partner does not make enough money to support your household, you may qualify for government assistance. [Read More]